FREE CRYPTO TAXABLE CHEAT SHEET
Think holding crypto is always tax-free?
Not always.
Built for Canadian crypto holders, traders, and stakers who want instant clarity without digging through CRA memos.
You’ll walk away with a simple, accurate breakdown of:
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Which actions are taxable, and which ones aren’t
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The everyday crypto moves that quietly trigger tax (even when they don’t look like they should)
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A quick gut-check you can use before your next trade, stake, or swap
Is it taxable?
Your quick-reference guide to what the CRA actually taxes.
Crypto in Canada is complicated.
Knowing what's taxable doesn't have to be.
You’ll walk away knowing (in plain English)
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Which actions always trigger a taxable event
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Which actions are non-taxable in Canada
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The difference between capital income and business income
This cheat sheet is for you if…
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You’re tired of Googling “is this taxable??” every time you transact
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You trade, stake, swap, gift, bridge, or move crypto across multiple wallets
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CRA guidance feels vague, outdated, or not aligned with how you actually invest
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You want quick, confident answers
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You’d prefer to avoid expensive surprises at tax time
Hello, I'm Charlene
Coffee Lover ☕ • Avid Traveler ✈️ • Canada Crypto Tax Expert
I created this cheat sheet because I kept meeting Canadian crypto investors who all ran into the same issue:
They weren’t sure which of their crypto moves were actually taxable.
Clients would tell me they were constantly guessing...
wondering if staking rewards were income, if swaps counted as disposals, or if simply holding crypto was always tax-free.
Most felt confused, frustrated, and worried they might be triggering taxes without realizing it.
After helping clients understand the difference between income, capital gains, and non-taxable events, I saw the same thing happen every time.
Once they knew the rules, they made better decisions and avoided costly mistakes.
That’s exactly why I created the Is It Taxable Cheat Sheet, to give you quick, clear answers my clients rely on, so you can invest confidently without second-guessing every move.
Charlene Tessier
Canadian Crypto Tax Expert Since 2012
Thank you Charlene. I appreciate all the help and effort. There’s a large need to educate people about crypto taxes and also to offer services to people and I appreciate you taking the time to lead on this. Keep up the great work!